FOLLOW YOUR PATH
First Time Home Buyer
DID YOU KNOW?
IT"S A BUYER'S MARKET Right NOW ..
More Inventory Less competition :
1. Did you know you may qualify for down payment assistance even if you make a solid income?
2. Did you know you can lock in an interest rate for up to 90 days while you shop?
3. Did you know you can use gift funds from family for your down payment?
4.Did you know you can buy a how with the money you would use for a deposit for a rental?
Selling Your Property
DID YOU KNOW?
When you work with a REALTOR®
You increase your profit margin over selling on your own
1. Did you know staging your home can help it sell for up to 10% more?
2. Did you know most buyers decide within 8 seconds if they like a home?
3. Did you know pricing too high at first can cause you to net less money in the end?
Mortgage Calculator
Did you Know you can figure out roughly for a loan ?
1. Did you know a credit score as low as 600 is all you need.
2. Did you know your Debt to income ratio is 40%. Take your total monthly debts that revolving payments and divide by this your by your monthly income equals your DTI percentage.
3. Did you know The amount of money you have left over lets the bank know how much monthly mortgage payment you can make.
Handling an Estate Sale
Estate Sales
Contact a trusted lender if the Realestate still have a loan owing
1. Did you know selling certain personal items before the home sale can actually increase your property’s value?
2. Did you know an estate sale doesn’t have to mean a public auction — you can control who buys what?
3. Did you know reverse mortgages and tax rules can affect how much equity you keep from an estate property sale?
Facing Foreclosure
Dealing With a Divorce
Foreclosure
You Have Options- Believe IT !!1. Did you know you may be able to stop foreclosure by refinancing or modifying your loan?2. Did you know selling before foreclosure could protect your credit for years?3. Did you know some programs will pay you to move out if you can’t keep the home?
Dealing With a Divorce
Dealing With a Divorce
Divorce
1. Did you know you can sell your home before finalizing divorce to avoid future disputes?
2. Did you know one spouse can sometimes refinance and remove the other from the mortgage without selling?
3. Did you know how you divide home proceeds can affect both of your taxes?
Why Buy
Where to Buy
When to Buy
Buying a home isn’t just about ownership—it’s about building wealth, stability, and freedom. You’re ready to buy when you’re seeking control over your living space, ready to invest in your future, and prepared to handle the responsibilities of homeownership. Real estate remains a strong long-term investment, offering both financial growth
Buying a home isn’t just about ownership—it’s about building wealth, stability, and freedom. You’re ready to buy when you’re seeking control over your living space, ready to invest in your future, and prepared to handle the responsibilities of homeownership. Real estate remains a strong long-term investment, offering both financial growth and personal satisfaction. A home allows you to create a space that reflects your style and supports your life goals.
When to Buy
Where to Buy
When to Buy
Timing your home purchase can make all the difference in maximizing your investment and peace of mind. You’re ready to buy when your finances are in order, including a stable income, a manageable debt-to-income ratio, and a healthy down payment saved. Consider your lifestyle and future plans—are you ready to settle into a space for severa
Timing your home purchase can make all the difference in maximizing your investment and peace of mind. You’re ready to buy when your finances are in order, including a stable income, a manageable debt-to-income ratio, and a healthy down payment saved. Consider your lifestyle and future plans—are you ready to settle into a space for several years? Market conditions like interest rates and housing inventory can also affect your decision, but the most important factor is your personal readiness.
Where to Buy
Where to Buy
Where to Buy
Choosing where to buy goes far beyond location—it’s about lifestyle, opportunity, and long-term value. Whether you’re drawn to a bustling city, a quiet suburban neighborhood, or open country acreage, the right area should match your current needs and support your future goals. Schools, commute times, amenities, and community culture all i
Choosing where to buy goes far beyond location—it’s about lifestyle, opportunity, and long-term value. Whether you’re drawn to a bustling city, a quiet suburban neighborhood, or open country acreage, the right area should match your current needs and support your future goals. Schools, commute times, amenities, and community culture all impact your quality of life, while local market trends can influence the long-term growth of your investment.